Financial Policy

 

To continue providing our patients with the highest quality of care using the latest technology and materials, the payment is due at the time of treatment. If you desire a financial assistance, we accept Care Credit. The preapproval is quick and can be done online prior to your visit.  

 

Insurance FAQ

 

The contract your employer negotiated with your insurance carrier defines your dental benefits. Please read the benefit or insurance plan booklet provided by your employer so that you better understand your benefits. Various dental plans cover endodontic procedures at different payment levels and, as a result, your payment portion may vary. If you do not find the answers to your questions, contact your employer’s plan or benefits administrator, who can explain the details.

 

Do you take my insurance?

We are in-network with many insurances. In network means that you will pay your portion of the treatment and we will file a claim on your behalf for the remainder. If you have an insurance that we are not in network with, after the treatment we will file your insurance claim on your behalf, and you will receive reimbursement directly from your insurance company. In that case, full payment is due at the time of treatment.

 

Why isn’t the recommended treatment a covered benefit?

Your endodontist diagnoses and provides treatment based on his or her professional judgment and not on the cost of that care. Some employers or insurance plans exclude coverage for necessary treatment as a way to reduce their costs. Your plan may not include this particular treatment or procedure, although your endodontist deemed the treatment necessary.

 

How do I know what my payment portion will be if my insurance does not cover the entire fee?

Your payment portion will vary according to the UCR of your plan, your maximum allowable benefit and other factors. Ultimately, the patient portion is not known until the insurance check has been received by your endodontist.

 

Please keep in mind that there are many insurance plans available and that your employer chooses your plan and your benefits. If you believe your benefits are inadequate, you may want to discuss the matter with your plan administrator and explore appropriate alternatives.

 

 

 

We are In-Network with the Following Insurances 

 

 

Aetna PPO/PDN 1 & 2 Networks

American Dental

American General

Ameritas

Anthem Unum 

Axa

Axis (My Ternian/Ace American Dental)

Beta Health Association

Brokers National

Careington

Cigna DPPO

Colonial Life

Covenant Services (formerly Simple)

Delta Dental/WDS Premier

Direct Dental Administrators, L.L.C.

DNOA/Dearborn National

Dental Select

EBSO

Emblem Health/GHI

EMI Health

Employee Painters Trust Health and Welfare

Entrust

Formula Corp

GEHA

Global Management

Guardian

Entegrity Administrators

Harrington/Colonial Life

Health Markets

Healthplex

Key Benefit Administrator

Lifemap

Lincoln Financial

Medico

Merchant Benefit Administrator

Meritain

Metlife

Morgan White

Mutual of Omaha

Momentum Insurance Plans

Nationwide Ins/Coordinated Benefit Plans

Nationwide Ins/Health Plan Services Inc.

Nippon Life Insurance Company of America

Premier Access

Preferred One

Principal

Printing Specialties

Regence

Renaissance Holding

Revolv Corvesta

Security Life/Meritain

Solstice

Stonebridge (UHC/DBP)

Superior Dental

Sun Life Financial

Sunlife/DHA

Trans America

United Healthcare/DBP

Unum

Western Teamsters-North West Admin

Zelis (Formerly Stratose)​​